Do I Need a Credit Report?
That’s up to you. If you are confident that you have identified all of your debts, it’s probably not necessary. If you’re concerned that you may be forgetting about debts a credit report can be very helpful. However, credit reports are often inaccurate, and sometimes don’t include all of your debts.
This website does not create an attorney-client relationship. The information on this website does not constitute legal advice. You are urged to obtain the advice of an experienced bankruptcy attorney regarding your personal situation.