What to Bring to Your Appointment.
Here’s a list of information that we will need in order to prepare your bankruptcy petition. Do your best to collect this information, but if you are missing something, that is ok.
We won’t need everything for your 1st appointment. To find out if bankruptcy is for you, just be prepared to give us a rough idea of your income and debts. If you have any questions contact us.
- Paycheck stubs for husband and wife for the 7 months leading up to your bankruptcy filing.
- Unemployment compensation payment stubs for the 7 months leading up to your bankruptcy filing.
- Papers showing any other income received for the 7 months leading up to your bankruptcy filing. (e.g., commissions, child or spousal support, social security, disability, pension or other retirement benefits, investment income, rental income, etc.) received during the last 7 months.
- A list of money contributed to your household or living expenses by others for the last 7 months.
- Bank statements for the 7 months leading up to your bankruptcy filing (and any other financial institution statements, such as credit union, brokerage, money market, etc.). For every deposit please write a brief explanation of the source of funds on the statement.
- Bank account print-out covering activity from your last bank statement statement through the date your bankruptcy case is filed with the court.
- Federal & state tax returns and W-2 statements for the last 2 years (4 years for Ch. 13).
- The most recent bill you have for each of your debts and the most recent correspondence you have from collections agencies and attorneys. This is important that your creditors get proper notice of your bankruptcy filing. Each creditor’s address as listed in your bankruptcy must be accurate. If the creditor has specified an address for correspondence in at least two communications in the 90 days leading up to your bankruptcy filing, that address must be listed in your bankruptcy.
- A recent credit report (optional). (Go to www.annualcreditreport.com for a free copy.)
- A recent statement showing the balance on any car loans. I’ll also need to know your monthly payment, interest rate, and number of months left on the loan.
- Titles to all motor vehicles on which your name appears. If you cannot locate your auto title, call DMV at (608)266-1466 and request a “Certificate of Record Copy”. A replacement title is not acceptable unless the issue date is more than 90 days ago.
- A recent statement showing the balance on any mortgage or home equity loans. I’ll also need to know your monthly payment, monthly escrow payment, number of months left on the loan and interest rate.
- If you own real estate, recorded copies of your deed, all mortgages, and all assignments of mortgages. You can get recorded copies from the Register of Deeds (in Milwaukee County go to the 1st floor of the Courthouse at 901 N. 9th St.; phone 278-4021). Make sure you get complete copies of all pages of each document.
- The most recent property tax bill, showing the assessed value, for each property you own.
- A copy of your driver’s license or other photo ID.
- A copy of your social security card or other proof of your social security number.
- Recent statements for all of your retirement accounts or pension plans, including and especially any early withdrawals in the last seven (7) months.
- A list of all your addresses for the past three years.
- Papers for any foreclosures, repossessions or garnishments during the past year.
- Copies of any divorce decree, divorce settlement, property settlement, separation agreement, financial disclosures, child support orders, GAL and spousal attorney’s fees.
- Papers relating to any timeshare you may own.
- If you have your own business, monthly financial statements (cash basis) for the last seven (7) months.
- Any marital property agreements or prenuptial agreements you have entered into with your spouse.
- The name, address & phone number of anyone to whom you owe a domestic support obligation (child support, spousal support, etc.)
Underlined items are required to perform a Means Test.
This website does not create an attorney-client relationship. The information on this website does not constitute legal advice. You are urged to obtain the advice of an experienced bankruptcy attorney regarding your personal situation.