Is Bankruptcy Right for Me?

What Is Bankruptcy?

Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided for in the United States Constitution.

Filing bankruptcy immediately stops your creditors from taking action against you to collect debt.  A bankruptcy filing stops wage garnishments, lawsuits, utility disconnections, repossessions, foreclosures, creditor harassment, telephone calls & letters.