What can Bankruptcy do for Me?

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What Can Bankruptcy Do for Me?

Bankruptcy may allow you to:

  • Wipe out (discharge) your debts.  Bankruptcy eliminates your legal obligation to pay your dischargeable debts. It is designed to give you a fresh financial start.
  • Stop a wage garnishment, debt collection harassment, and similar creditor actions to collect a debt.
  • Stop a utility disconnection or force a utility company to re-connect you.
  • Stop foreclosure on your house  and allow you an opportunity to catch up missed payments.  Bankruptcy may also help with mortgage modification.
  • Prevent repossession of a car or other property, or even force the creditor to return a car after it has been repossessed.